Personal Injury Lawyer Serving Tennessee + Georgia

423.713.9225

Chattanooga Car Accident Lawyer

Questions After Car Accident?

Contact England Injury Law today for a Free Consultation.

Coping with the physical and emotional aspects of a car accident is challenging enough without the added stress of dealing with insurance claims, deadlines, paperwork, and proving your case. 

The complexity of the process can feel overwhelming.

Our team is here to handle all the legal aspects of your claim, allowing you to concentrate on healing and spending quality time with friends and family.

We offer Free Consultations, providing you with the opportunity to ask any questions you may have about your car accident injury. 

a woman grabs her neck after being involved in a car accident
a woman grabs her neck after being involved in a car accident

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The Seven Steps of Car Accident Claims

Here’s a general timeline of steps in car accident claims, but keep in mind that the time for each step can be very different for each case. 

1. Accident
Right after the accident, make sure everyone is safe. Call 911 if needed and report the accident to the police. Get medical help right away and tell your doctor about all your injuries.

2. Legal Consult
Contact England Injury Law as soon as you can to talk about your car accident injury.

3. Taking A Closer Look
If you sign a contract to become a client of our firm, we begin to gather proof like police reports, witness statements, and accident scene photos. We’ll also start collecting all the paperwork from your doctors.

4. Opposing Insurance Company
We’ll start talking with the insurance company to try to get you a fair settlement. We’ll keep you in the loop about how the talks are going.

5. Filing a Lawsuit (If Needed)
If we can’t reach a settlement, England Injury Law may file a lawsuit for you.

6. Going to Court (If Needed)
If needed, we’ll represent you in court if your case goes to trial.

7. Getting a Settlement or Judgment
If we reach a settlement or the court rules in your favor, that will complete the legal process of a car accident claim. 

2 Common Mistakes People Make After A Car Accident Injury

Here are the two most common mistakes we see individuals make after being injured in a car accident.

1. Not Getting Medical Help Right Away or Following Doctor’s Orders

See a doctor right after the accident, even if you think you’re fine. Small pains can turn into big problems later. 

If you wait to get treatment, insurance companies might doubt how badly you’re injured and wonder why you didn’t get help sooner.

Do what your doctor tells you and go to all your appointments.

Always be honest about your injuries and stick to your treatment plan.

2. Not Talking to a Lawyer Right After Your Accident

If you’re hurt in an accident, the other driver’s insurance company will probably contact you. 

Remember, they want to pay as little as possible, not do what’s best for you. They have lawyers, and you should have legal help too.

You don’t have to hire a lawyer for an accident claim, but it’s smart to take advantage of a free consultation. Before you talk to the insurance company, discuss your case with an experienced car accident lawyer.

It only takes a little bit of your time and can give you information that helps your claim.

Chattanooga Car Accident FAQs

Here’s how England Injury Law can help after you’ve been injured in a car accident:

  • Gathering evidence to build a strong case on your behalf.
  • Handling all communication with the insurance company, so you can focus on healing.
  • Work to ensure you have access to the medical care you need.
  • Negotiate with healthcare providers to manage your medical bills.
  • If needed, we’ll represent you in court, advocating for your rights.

Throughout the entire process, we’ll fight for your best interests.

Check for Injuries: See if anyone is hurt and help if you can.

Call the Police: Always call the police, no matter how small the accident seems. Their report is important for insurance claims.

Get Your Papers Ready: Have your license, registration, and insurance card ready for the police.

Be Polite and Neutral: Don’t blame others or say the accident was your fault. Wait for the police to talk about what happened.

Take Pictures: Use your phone to take photos of the accident scene, damage, and any injuries. These could be important later.

Talk to the Police: Tell the truth about what happened, but don’t guess or take the blame. If you had to go to the hospital and couldn’t talk to the police, call them later to add your side of the story to the report.

Get a Copy of the Report: Ask the police where and when you can get a copy of the accident report.

See a Doctor: If you didn’t go to the hospital from the accident scene, see a doctor as soon as you can. Tell them about the accident.

Talk to a Lawyer: If you’re injured, talking to an experienced lawyer can help you understand your rights and options.

Be Careful with Insurance Companies: Don’t sign anything or feel pressured to settle if an insurance adjuster contacts you. Avoid unnecessary talks with them.

At England Injury Law, we work on a contingency fee basis. This means you pay no upfront fees for us to start working on your case.

Our fee structure is simple: we only get paid if we get a settlement for you.

Our compensation depends on the success of your case, so our goals are the same as yours. We’re highly motivated to get you the best possible result.

Compensation for car accident injuries depends on many factors, making each case unique.

The process looks at:

  • Medical bills already paid and future expenses, including hospital stays, medicine, and ongoing treatments or rehab.
  • Pain and suffering, both physical and emotional.
  • Ongoing care or lifelong issues caused by the injuries.
  • How the accident has changed your daily life, including disabilities or lower quality of life.

Even cases that seem similar can have different outcomes based on specific details and insurance coverage.

You may hear from the other driver’s insurance company soon after the accident, usually within a day or two. You might wonder if you have to talk to them.

The short answer is no. You don’t have to speak with the other driver’s insurance company.

They usually want to deny your claim or pay as little as possible. They might call early to try to get you to say something that could hurt your claim. They may ask to record your statement, hoping you’ll say something that could lead to them reducing or denying your claim.

They might also try to offer you a quick settlement for your injuries and pressure you to sign papers.

Don’t sign anything until you’ve talked to an experienced lawyer.

One of the first things you should do after a car accident is see a doctor.

This is important for your health and for building a strong case for any injury claims.

Just saying you’re hurt isn’t enough to get a fair settlement from insurance companies. Going to a doctor and documenting your injuries right away is key.

Remember, not all injuries are obvious right away.

Some, like broken bones, are clear from the start. But others, like whiplash, internal injuries, or brain damage, might take time to show up.

Getting checked by a doctor quickly can help discover these possible injuries early, so you can start treatment sooner.

After a car accident, tell your doctor about all your injuries, not just the ones that hurt the most.

You might have more than one injury, like a sore shoulder and really bad neck pain.

It’s normal to focus on the injury that hurts the most when you see a doctor or go to the ER. For instance, you might only talk about your neck because it hurts more than your shoulder.

Doctors write down everything during your visit. These notes are important for your recovery plan and proving your injury claim. The notes need to include all injuries to make sure you get complete care.

If you only mention the injury that bothers you the most and forget others, like the shoulder in this case, those injuries you didn’t mention won’t be in your medical records.

If you later try to get treatment for an injury you didn’t talk about at first, insurance companies might say they don’t have to pay for it because it wasn’t documented from the beginning.

It’s natural to focus on the injuries that hurt the most after an accident, but make sure to tell your doctor about all of them, even if they seem minor.

Finding out the other driver in your accident doesn’t have insurance can make you worry about compensation for your injuries.

Uninsured or Underinsured Motorist (UM/UIM) coverage is important in this situation.

This coverage is there to help you if you’re hit by someone who doesn’t have the sufficient insurance.

If you’re in an accident with an uninsured driver, it’s crucial to look into all your legal choices.

Dealing with these claims can be tricky. Our team is here to help you understand your options and figure out the best way to handle your specific case.

If you are injured as a passenger in a car accident, you have different avenues to compensation for your injuries.

First, you can file a claim with the insurance of the driver who caused the accident.

Second, you can file a claim with the insurance of the driver of the car you were in.

Sometimes, filing claims with both insurance policies might be the best plan of action.